Free employer resources

Employee Benefits & HR Hub

Practical, insurance-focused resources for the people who design benefits, support employees and manage renewals. Start with a tool, checklist or guide—then speak with ClearCover when you need a tailored insurance recommendation.

Resources provide general information and planning prompts. They are not legal, tax, medical or insurer underwriting advice.

Tools

Insurance tools & assessments

Use a structured group-health requirements assessment and policy-renewal checklist before requesting quotes.

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Plan design

Group health requirements assessment

Build a clear brief around team size, family cover, priorities and renewal timing in a few minutes.

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Renewal

Group policy renewal checklist

Review claims experience, terms, employee needs and implementation dates before renewal.

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Claims

Claims & support centre

Understand the documents, timelines and escalation information to prepare before a claim.

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Learn

Insurance guides

Explore group health, GPA, GTL, claims, dependants, e-cards and business insurance topics.

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Download

Employer ebooks

Read longer guides on group health, employee benefits, liability, claims and choosing a broker.

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Use the hub in the order that matches your decision

New buyers can define requirements before comparing options. Existing policyholders can use the renewal and claims resources to identify questions for their insurer or broker.

  • Define who needs cover and what matters to them.
  • Review current policy wording, claim experience and exclusions.
  • Use factual, documented requirements when asking for a quote or renewal comparison.

Built for HR, finance and founders

The hub focuses on employee benefits and business insurance decisions rather than consumer retail-insurance shopping. That keeps every resource connected to a real employer decision.

  • Group medical, personal accident and term-life cover.
  • Renewal, employee communication and claims preparation.
  • Commercial cover guidance for growing businesses.

Frequently asked questions

Frequently asked questions

Are the ClearCover HR resources free?

Yes. The tools, checklists and guides on this hub are free to use. A tailored insurance recommendation requires a conversation about your organisation’s requirements.

Do these tools provide an insurer premium or legal advice?

No. They provide planning prompts and an assessment summary. Actual terms, eligibility and premium depend on the insurer, policy wording and the information submitted for underwriting.

Who should use the employee benefits hub?

HR teams, founders, finance leaders and operations teams in India that are designing, renewing or administering employee insurance and benefits.

Need a tailored insurance recommendation?

Share your organisation’s requirements with ClearCover for a policy discussion based on the cover you need.