Free planning tool
Personal Insurance Needs Calculator
Use this simple planning estimate to organise a personal protection discussion. It is not financial advice, a product recommendation, an underwriting decision or a guarantee of cover.
Enter your planning assumptions
No personal, medical or sensitive employee information is needed.
INR
years
INR
INR
Planning result
Illustrative protection-planning figure
₹97,00,000
Income support plus liabilities, less the savings or existing cover amount entered. Review personal circumstances with a qualified adviser.
Need a tailored insurance discussion?
Use the result as a starting brief, then confirm final policy terms and suitability with ClearCover and the relevant insurer.
View all planning toolsFrequently asked questions
Frequently asked questions
Is this a recommended insurance amount?
No. It is an illustrative planning figure based on your entries. Personal circumstances, existing cover, inflation, goals and policy conditions should be considered with a qualified adviser.
Does it include health insurance?
No. The estimate focuses on financial protection planning and does not assess medical needs, health cover eligibility or premium.