Free planning tool

Group Health Policy Self-Assessment

Score the current policy only against the visible review questions below. This is not a policy rating, insurance advice or an assessment of insurer claim performance.

Enter your planning assumptions

No personal, medical or sensitive employee information is needed.

Current employee census and work locations are available.The intended employee and dependent definition is documented.Coverage limits, exclusions and waiting conditions have been reviewed.Claims and employee-support contacts are communicated.Policy wording and renewal dates are available for review.

Planning result

Review result

0% review readiness

0 of 5 review points confirmed.

Need a tailored insurance discussion?

Use the result as a starting brief, then confirm final policy terms and suitability with ClearCover and the relevant insurer.

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Frequently asked questions

Does a high score mean a policy is suitable?

No. A score only indicates that more review points were confirmed. Policy wording, exclusions, employee needs and insurer terms still require detailed review.

Can this replace a policy comparison?

No. Use it to prepare questions, then compare actual insurer quotations and policy wording on a like-for-like basis.