Free planning tool

Group Health Cover Readiness Check

This tool grades review readiness, not the quality of an insurer or a policy. Each point is visible and can be discussed with the relevant insurer or broker.

Enter your planning assumptions

No personal, medical or sensitive employee information is needed.

Current employee census and work locations are available.The intended employee and dependent definition is documented.Coverage limits, exclusions and waiting conditions have been reviewed.Claims and employee-support contacts are communicated.Policy wording and renewal dates are available for review.

Planning result

Review result

0% review readiness

0 of 5 review points confirmed.

Need a tailored insurance discussion?

Use the result as a starting brief, then confirm final policy terms and suitability with ClearCover and the relevant insurer.

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Frequently asked questions

Does this grade an insurer?

No. It grades only the completeness of the employer’s review answers.

Why does the tool not use insurer premiums?

A premium alone cannot determine suitability. The final policy wording, limits, exclusions and workforce needs matter.