Free planning tool
Gratuity Calculator
This tool applies the commonly used 15/26 planning formula to the entered values. Eligibility, wage definition, rounding, statutory limits and the current law must be confirmed with the employer or qualified legal adviser.
Enter your planning assumptions
No personal, medical or sensitive employee information is needed.
Enter the wage definition confirmed for the employee.
INR
Planning result
Indicative gratuity amount
₹1,44,231
Calculated as monthly wage × 15 ÷ 26 × completed years. Confirm eligibility, rounding, limits and the applicable law before relying on this amount.
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Use the result as a starting brief, then confirm final policy terms and suitability with ClearCover and the relevant insurer.
View all planning toolsFrequently asked questions
Frequently asked questions
Is this a final gratuity entitlement?
No. It is an indicative calculation. Eligibility and payment obligations depend on the applicable law, employment facts and wage definition.
Why does the formula use 15 divided by 26?
The planner displays the common 15/26 calculation convention. Verify the applicable method with the employer or a qualified adviser before relying on it.